Esewa vs Khalti

Esewa is the oldest and most trusted payment service provider of Nepal where Khalti is just a year old in payment service provider business. It has a huge number of users and agents, where Khalti is just starting its agents all over the country but it has a high rate of engagement by users.

Many popular schemes are provided by Khalti like KYC verification bonus, Khalti Quiz, redeem the coupon, etc. Esewa is already has been popular without offers but it has also started to provide a bonus on sharing about it on social media which is less exciting to its users in comparison to Khalti.

Esewa has 500,000+ users and Khalti has 100,000+ users in Google play store.

Here is the comparison between these two wallets:

S.No. Esewa Khalti
1 Started 2009 2017
2 Developed by F1 soft Sparrow pay Pvt. Ltd.
3 Website
4 Mobile apps Yes Yes
5 App downloaded in playstore 500k + 100k+
6 Associate with banks 40+ 40+
7 Scan and pay No Yes
8 Offline pay Yes No
9 Licensed by Yes from Nepal Rastra Bank as Payment Service Provider Yes from Nepal Rastra Bank as Payment Service Provider
10 Refer and earn No Yes
11 Coupon and Redeem offers Yes Yes
12 Users and agents More Less
13 Security Yes secure Yes secure
14 Registration Yes Yes
15 Fingerprint unlock in mobile Yes no


Here are the services currently offered by both to users:

S.No Service Esewa Khalti
1 Mobile Top-Up and Recharge Cards Yes

NT CDMA, NTC, Ncell, SmartCell, NT Postpaid, UTL


NTC, Ncell, SmartCell, NT Postpaid, NT CDMA

2 Landline Yes Yes
3 Tv bills Yes

Dish Home, Mero TV, SimTV, NetTV, Worldlink NetTV


Dish Home, SimTV, NetTV, Mero TV

4 Internet bills Yes

ADSL, Subisu, Worldlink, Broadlink, Vianet, Net Max Technology, HONS, Intel Communication, Websurfer, Classic Tech


Adsl, Subisu, Worldlink, Vianet

5 Insurance payment Yes

Himalayan General Insurance, Neco insurance, Premier, Prudential, Sagarmatha, Siddhartha Insurance


Neco insurance

6 Movies tickets Yes

QFX Cinemas (Kathmandu, Pokhara,Jalma)

FCube Cinemas (Kathmandu)

Q’s Cinemas (Kathmandu)

BSR movies


VIEW Cinemas



BSR Movies (Kathmandu), FCube Cinemas (Kathmandu)

Mid Town Galleria (Pokhara)

Qs Cinemas (Kathmandu)


7 Flight tickets From 15 palces

Buddha Airlines

Shree Airlines

Simrik Airlines

Yeti Airlines


From 13 places

Buddha Airlines

Shree Airlines

Simrik Airlines

Yeti Airlines


8 Hotel booking Partnered with Oyo Partnered with Oyo
9 Khanipani Yes 18 counter Yes 13 counter
10 Electricity bills Yes 115+ counter form Mechi to Mahakali Yes 130+ counter from Mechi to Mahakali
11 Other service School fees, College fees, Montessori fees, Credit Card Payment, EMI and Finance, Esewapasal, online shopping, food and hospitality, bus sewa, sim registration, etc Midas Payment, Kaspersky Antivirus Payment


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